At Orchards, we offer three levels of service for landlords: Let Only, Rent Collect, and Managed. Although some opt for Let Only or Rent Collect, we always encourage our Managed service. Here we explain why…
Discussing renewals, move outs, and inspections with Let Only landlords – as well as carrying out additional services – is not uncommon, largely due to the great relationships that we maintain.
The lender “Accord” have been the first to announce details of their new 95% loan to value deal.
First-time buyers with just a 5% deposit will receive a boost from tomorrow (Wednesday) as they become the first lender to return to the 95% LTV market. They are launching a five-year fixed rate mortgage - exclusively to first-time buyers. The new product has a fixed rate of 3.99% and comes with a £995 fee and free standard
As the clock ticked ever closer to the deadline of the 31st of March, calls for the Stamp Duty Holiday to continue have been answered – with a three-month extension until the end of June, according to The Times. With the Chancellor’s Spring Budget taking place in a matter of days, the much-anticipated, but relatively short-term, extension, is speculated to feature, allowing a backlog of transactions to push through.
Chancellor Rishi Sunak will extend the stamp duty holiday deadline until the end of June - a three month extension.
The lead story in tomorrow’s Times newspaper says the extension - granted after a fierce campaign by agents, and many property commentators and economists - will be announced in the Budget on Wednesday of next week. The article is written by the newspaper’s well-connected political editor Steven Swinford.
Historically, the biggest obstacle first time buyers face is saving up for a deposit. The average age of a first time buyer is steadily rising, as property prices increase and wages remain much the same. It doesn’t take a mathematician to see that this doesn’t add up.
With a Lifetime ISA (LISA), if aged 18-39, saving up to £4,000 a year towards a home (or retirement) gives you a 25% Government cash bonus of up to £1,000 on top, plus you’ll receive the tax-free interest too.
Over the last few months, we have been implementing improvements to our business, our service, and your experience. We have taken into account the feedback that we have received from clients, listening and learning from it. Our aim is to make the process of selling, buying, letting, and renting easier for all, developing methods to coincide with a more flexible and accessible environment – the ‘new normal’. Here are the changes that are already in place, and what is still to come…
